EMPA Insurance policies are underwritten by Tokio Marine Specialty Insurance Company which is a wholly owned subsidiary of Philadelphia Consolidated Holding Corporation (PHLY), a member of the Tokio Marine Group. Tokio Marine Specialty is an Excess and Surplus lines commercial insurance carrier serving specialized industries in all 50 states, including Washington, D.C. and the U.S. Virgin Islands. PHLY is rated “A++” (Superior) by the A.M. Best Company and “A+” by Standard & Poor’s.

The information provided on our website does not guarantee any coverages or services, nor does it constitute legal, tax or insurance advice; instead, all information, and materials available on this site are for general educational purposes only.

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